FAQs

Quick answers to the most common inquiries from our community.

What is a CDFI?

Community DevelopmentFinancial Institutions (CDFI) are specialized, mission-driven financialorganizations certified by the U.S. Department of the Treasury to provide fair,responsible financing to underserved, low-income, or rural communities.

Who is eligible for funding through Entre Capital?

Entre Capital provides business capital exclusively to justice- impacted entrepreneurs.

To be eligible, applicants must:
- Have a prior criminal record
- Have a business that is registered in the state of Texas
- Demonstrate commitment to growth and sustainability
- Be willing to engage in coaching and technical assistance
- Have a viable business plan

We review each application holistically, looking beyond credit scores to understand the full story of the entrepreneur and their business. Our goal is not just to provide funding, but to support long-term business success.

What is the Loan Readiness Assessment?

The Loan Readiness Assessment (LRA) is our first step in understanding yourbusiness, goals, and financing needs. It is not a loan application; it is areadiness assessment designed to help us understand your business and determinethe next best step.

The LRA helps us:
- Evaluateyour current financial position·
- Identifystrengths and potential gaps·     
- Determinewhether you are ready for funding now or would benefit from additionalpreparation·     
- Provide additional resources tailored to the client

Do I have to complete the Business Growth Accelerator to receive a loan?

Not always. Some entrepreneurs are ready to apply forfunding after completing the Loan Readiness Assessment and follow-upconversations. Others may benefit from participating in our Business GrowthAccelerator to strengthen financials, refine strategy, or build operationalsystems before receiving capital. 

Our goal is not just to fund businesses, but to fundbusinesses positioned to succeed.

What types of loans does Entre Capital offer?

Entre Capital provides small business loans designed tosupport growth, stability, and long-term sustainability.Loan terms, amounts, and eligibility vary based onbusiness needs and readiness. We work closely with each entrepreneur tostructure funding responsibly.

How long is the loan process?

The process begins with completion of the Loan ReadinessAssessment (LRA). Once submitted, we typically review the assessment andprovide feedback within one to two weeks

Based on the results, qualified applicants may be invitedto submit a full loan application. 

Once the application is completed and all requireddocumentation are received, our lending team starts their review.  

Overall timelines vary depending on the borrower’sreadiness, documentation, complexity of the request, and any additional reviewthat may be required. Factors such as third-party verification, investorinvolvement, asset purchases, or external timing considerations can extend theprocess.

How can I support Entre Capital?

There are several ways to support our mission:
- Become a volunteer business coach
- Make a financial contribution
- Sponsor an event or program
- Partner with us as a corporate or community organization
- Refer entrepreneurs who could benefit from our programs 

Every contribution, time, talent, or treasure, helps expand economic opportunity and empower entrepreneurs to thrive.

Still have questions?

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